FINANCING ALTERNATIVES

The University of Sinú Sectional Cartagena offers its students and parents the following financing alternatives for the legalization of their enrollment:

CREDIT WITH FINANCIAL INSTITUTIONS:

The university has an agreement with the following financial entities, specialists in educational credit, which offer direct advice in our facilities during the enrollment period, facilitating and speeding up the loan application and disbursement process:

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Students or applicants can pay their tuition through the different lines of credit managed by ICETEX. Among these we have traditional credit lines YOU CHOOSE, special credit lines, FUNDS and Alliances.
Remember that to make the request NO INTERMEDIARIES ARE REQUIRED, if you have doubts, consult the credit office of the university auxcreditoicetex@unisinucartagena.edu.co

Short Term Line of Credit

  • . Finance the 100% of your Professional, Technological and University Technicians enrollment.
  • You pay the 100% credit while you study
  • For all strata, it does not require Sisbén.
  • Para estudiantes que ingresan a primer o segundo semestre se requiere un puntaje mínimo de 230 puntos en las pruebas saber, para estudiantes de tercer semestre en adelante se requiere un promedio mínimo de 3.4.
  • Learn more about credit and request it here 
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Medium Term Line of Credit

  • Finance the 100% of your Professional, Technological and University Technicians enrollment.
  • You pay the 30% of the amount financed while you study.
  • For all strata, it does not require Sisbén.
  • Para estudiantes que ingresan a primer o segundo semestre se requiere un puntaje mínimo de 230 puntos en las pruebas saber, para estudiantes de tercer semestre en adelante se requiere un promedio mínimo de 3.4.
  • Learn more about credit and request it here 
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Long Term Line of Credit 

  • Finance the 100% of your Professional, Technological and University Technicians enrollment. You pay the 0% of the amount financed while you study.
  • Applies to strata 1, 2 or 3.
  • Requires the updated version of SISBEN in classification groups A, B to C7.
  • For students entering the first or second semester, a minimum score of 300 points is required in the saber tests, for students from the third semester onwards, a minimum average of 3.4 is required.
  • Learn more about credit and request it here 
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Mecanismo de Contingencia al Ingreso (PCI) 

  • Finance the 100% of your Professional, Technological and University Technicians enrollment. You pay the 0% of the amount financed while you study.
  • Applies to strata 1, 2 or 3.
  • Requires the updated version of SISBEN in classification groups A, B to C7.
  • For students entering the first or second semester, a minimum score of 300 points is required in the saber tests, for students from the third semester onwards, a minimum average of 3.4 is required.
  • Learn more about credit and request it here 
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In addition to the traditional lines, ICETEX has special lines for populations in conditions of vulnerability. These lines have more flexible access requirements and payment conditions than traditional lines. You can consult each of them in the following links:

Postgraduate Line Country Medicine

  • You pay 100% of the value of the credit after you graduate.
  • Have a joint and several debtor accepted by ICETEX who will endorse and sign with the student the documents (Letter of Instructions and Promissory Note) that support the educational credit, when the line of credit to which it applies is Postgraduate Medicine in the Country with joint and several debtor.
  • Have favorable financial and credit history.
  • If as an applicant you have had or have a credit with ICETEX, you must have paid at least the 51% of the debt, be up to date with payments and continue to repay the obligation in accordance with the established payment plan.
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Country Postgraduate Line

  • You pay the 20% of the value of the credit while you study and the 80% after you graduate.
  • You can request it without a joint debtor or with a joint debtor accepted by ICETEX who will endorse and sign with the student the documents (Letter of Instructions and Promissory Note) that support the educational loan.
  • Have favorable financial and credit history.
  • If as an applicant you have had or have a credit with ICETEX, you must have paid at least the 51% of the debt, be up to date with payments and continue to repay the obligation in accordance with the established payment plan.
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Forgivable credits in which the District assumes 75% of the tuition value and the university the remaining 25%. Applies to students born in Cartagena and graduated from official schools in the city.

Line of Financing Talent in my territory

  • Aimed at the population of Buenaventura students who enter or are studying a program at a higher institution in agreement with Icetex.
  • You can choose within this line the payment method of 0%, 10% or 25%
  • Belong to stratum 1, 2 or 3.
  • Tests know 11 with a score equal to or greater than 210, and in the case of the indigenous population with a score equal to or greater than 200 points.
  • Grade point average: 3.4 equal or higher.
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Sufi brinda opciones de financiamiento para programas educativos de pregrado, posgrado, diplomados y cursos, diseñados para adaptarse a tus necesidades. Los perfiles que atiende son independiente, profesional independiente, pensionado, empleado, rentista de capital, ten presente que esta oferta aplica para personas desde 18 a 74 años con ingresos de 1 SMMLV.
Financiación desde: $700.000 hasta 25 SMMLV
Modalidades de financiación:
Corto plazo: 6 a 12 meses.
Único desembolso: 24, 36, 48 cuotas
Largo plazo: 60, 72, 84
Tasa de interés desde:1.76%

 

Contact information:

Elvira Marrugo

Contacto: 301 333 22 35

Mail: emarrugo@bancolombia.com.co

 

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  • From $500,000
  • Terms up to 6 months

Rate and Fees 

  • Educational Credit (Renewals) 1,40% Nominal MV Up to 6 months
  • Fixed Rate Educational Loan (New) 1,60% Nominal MV Up to 6 months Fixed Rate

Requirements
The student does not necessarily have to be the holder of the credit, but must be a co-signer of the obligation.

CONTACT: Yuley Morales – 3164098181- Oficina : Bocagrande CC.La Mansión.

It is a direct payment alternative with the university, designed for those students who cannot access traditional financing options.
This type of Financing applies to undergraduate and graduate students, if you need to know the current conditions for this period, you should write to the email infocredito@unisinucartagena.edu.co

The agreement with the Cooaceded cooperative is made, the request is made by means of a management check, it can be made for the 100% of the value of the registration. You must legalize your financial registration at the Registration office by presenting the following documentation at least two (2) days before the expiration date:

  • Original payment order.
  • Photocopy of the student's identity document
  • Photocopy of the identity document of the joint and several debtor.
  • Valid registration receipt
  • Fill out and sign (student and joint and several debtor) in the presence of the official of the Enrollment office, the link application and the direct credit promissory notes. In case of not being able to attend, these forms can be delivered by a third party as long as they are duly completed, signed and authenticated with biometric recognition, both by the student and by their joint and several debtor.
  • After 24 hours of delivery of the documentation, the student will be able to download from their Elysa platform the receipt for the balance to be paid and make the payment at the Banco de Occidente offices.
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