{"id":41035,"date":"2019-10-18T14:18:41","date_gmt":"2019-10-18T19:18:41","guid":{"rendered":"https:\/\/www.unisinucartagena.edu.co\/?page_id=41035"},"modified":"2025-10-14T11:22:52","modified_gmt":"2025-10-14T16:22:52","slug":"alternativas-de-financiacion","status":"publish","type":"page","link":"https:\/\/unisinucartagena.edu.co\/en\/alternativas-de-financiacion\/","title":{"rendered":"Financing Alternatives"},"content":{"rendered":"<div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><strong>FINANCING ALTERNATIVES<\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">The University of Sin\u00fa Sectional Cartagena offers its students and parents the following financing alternatives for the legalization of their enrollment:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><strong>CREDIT WITH FINANCIAL INSTITUTIONS:<\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">The university has an agreement with the following financial entities, specialists in educational credit, which offer direct advice in our facilities during the enrollment period, facilitating and speeding up the loan application and disbursement process:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-tabs vc_tta-color-grey vc_tta-style-modern vc_tta-shape-rounded vc_tta-spacing-1 vc_tta-tabs-position-top vc_tta-controls-align-left\"><div class=\"vc_tta-tabs-container\"><ul class=\"vc_tta-tabs-list\"><li class=\"vc_tta-tab vc_active\" data-vc-tab><a href=\"#1571426796527-76a4de21-d77b\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Icetex Credit<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1571429980246-bfdb531c-725d\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">sufi credit<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1571430178195-01cb8929-86cd\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Credit Ser Finance<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1621526586125-8f8d06ed-ae1e\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Unicred Credit<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1571430412779-89bdc65d-fadc\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Credit Cooperative Cooaceded<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1748975900393-4aed7271-902f\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Cr\u00e9dito Brilla<\/span><\/a><\/li><\/ul><\/div><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1571426796527-76a4de21-d77b\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571426796527-76a4de21-d77b\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Icetex Credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/10-10-1024x224.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/10-10.png?resize=640%2C140&#038;ssl=1\" width=\"640\" height=\"140\" alt=\"10-10\" title=\"10-10\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">Students or applicants can pay their tuition through the different lines of credit managed by ICETEX. Among these we have traditional credit lines YOU CHOOSE, special credit lines, FUNDS and Alliances.<br \/>\nRemember that to make the request NO INTERMEDIARIES ARE REQUIRED, if you have doubts, consult the credit office of the university auxcreditoicetex@unisinucartagena.edu.co<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Short Term Line of Credit<\/strong><\/p>\n<ul>\n<li>. Finance the 100% of your Professional, Technological and University Technicians enrollment.<\/li>\n<li>You pay the 100% credit while you study<\/li>\n<li>For all strata, it does not require Sisb\u00e9n.<\/li>\n<li>Para estudiantes que ingresan a primer o segundo semestre se requiere un puntaje m\u00ednimo de 230 puntos en las pruebas saber, para estudiantes de tercer semestre en adelante se requiere un promedio m\u00ednimo de 3.4.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu-pagas-el-100\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/123-11.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"123-11\" title=\"123-11\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>L\u00ednea Mediano Plazo<\/strong><\/p>\n<ul>\n<li>Finance the 100% of your Professional, Technological and University Technicians enrollment.<\/li>\n<li>Pagas el\u00a0 40% del valor financiado mientras estudias.<\/li>\n<li>For all strata, it does not require Sisb\u00e9n.<\/li>\n<li>Para estudiantes que ingresan a primer o segundo semestre se requiere un puntaje m\u00ednimo de 230 puntos en las pruebas saber, para estudiantes de tercer semestre en adelante se requiere un promedio m\u00ednimo de 3.4.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong>\u00a0<a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu- pagas-el-60\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/Sin-titulo-1.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"Sin-t\u00edtulo-1\" title=\"Sin-t\u00edtulo-1\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Medium Term Line of Credit<\/strong><\/p>\n<ul>\n<li>Finance the 100% of your Professional, Technological and University Technicians enrollment.<\/li>\n<li>You pay the 30% of the amount financed while you study.<\/li>\n<li>For all strata, it does not require Sisb\u00e9n.<\/li>\n<li>Para estudiantes que ingresan a primer o segundo semestre se requiere un puntaje m\u00ednimo de 230 puntos en las pruebas saber, para estudiantes de tercer semestre en adelante se requiere un promedio m\u00ednimo de 3.4.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu-pagas-el-30\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/30-11.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"30-11\" title=\"30-11\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b>Posgrado en el pa\u00eds medicina\u00a0<\/b><\/p>\n<ul>\n<li>Ser colombiano.<\/li>\n<li>Estar admitido en un programa que cuente con reconocimiento oficial del Ministerio de Educaci\u00f3n Nacional. Esto Aplica para para doctorados, maestr\u00edas o especializaciones en Medicina.<\/li>\n<li>Si has tenido o tienes un cr\u00e9dito con El ICETEX, debes haber cancelado m\u00ednimo el 50% de la deuda, estar al d\u00eda en los pagos y continuar amortizando la obligaci\u00f3n de acuerdo con el plan de pagos establecido.<\/li>\n<li>Tener alg\u00fan instrumento de garant\u00eda (de los definidos por el ICETEX) que respalde el cr\u00e9dito educativo.<\/li>\n<li>No encontrarse registradas a su nombre m\u00e1s de dos obligaciones de cr\u00e9dito vigentes con el ICETEX, independientemente de la calidad en la que act\u00fae (beneficiario o deudor solidario) No encontrarse el solicitante, su deudor solidario y\/o apoderado en alguna de las listas de control utilizadas por el ICETEX.<\/li>\n<li>Cumplir con los criterios que hacen parte de la metodolog\u00eda de otorgamiento vigente en la Entidad.<\/li>\n<li>No encontrarse el solicitante o su deudor solidario (si aplica) en alguna de las listas de control utilizadas por el ICETEX.<\/li>\n<li>Cumplir con los requisitos y condiciones espec\u00edficas correspondientes a la l\u00ednea de cr\u00e9dito a la que est\u00e9 aplicando.<\/li>\n<li>Los dem\u00e1s que el Comit\u00e9 de Cr\u00e9dito considere necesario incluir para una convocatoria determinada.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu-pagas-el-20-medicina\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/1.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"1\" title=\"1\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b>Posgrado en el pa\u00eds\u00a0<\/b><\/p>\n<ul>\n<li>Ser colombiano.<\/li>\n<li>Estar admitido en un programa que cuente con reconocimiento oficial del Ministerio de Educaci\u00f3n Nacional. Esto Aplica para para doctorados, maestr\u00edas o especializaciones.<\/li>\n<li>Si has tenido o tienes un cr\u00e9dito con El ICETEX, debes haber cancelado m\u00ednimo el 50% de la deuda, estar al d\u00eda en los pagos y continuar amortizando la obligaci\u00f3n de acuerdo con el plan de pagos establecido.<\/li>\n<li>Tener alg\u00fan instrumento de garant\u00eda (de los definidos por el ICETEX) que respalde el cr\u00e9dito educativo.<\/li>\n<li>No encontrarse registradas a su nombre m\u00e1s de dos obligaciones de cr\u00e9dito vigentes con el ICETEX, independientemente de la calidad en la que act\u00fae (beneficiario o deudor solidario) No encontrarse el solicitante, su deudor solidario y\/o apoderado en alguna de las listas de control utilizadas por el ICETEX.<\/li>\n<li>Cumplir con los criterios que hacen parte de la metodolog\u00eda de otorgamiento vigente en la Entidad.<\/li>\n<li>No encontrarse el solicitante o su deudor solidario (si aplica) en alguna de las listas de control utilizadas por el ICETEX.<\/li>\n<li>Cumplir con los requisitos y condiciones espec\u00edficas correspondientes a la l\u00ednea de cr\u00e9dito a la que est\u00e9 aplicando.<\/li>\n<li>Los dem\u00e1s que el Comit\u00e9 de Cr\u00e9dito considere necesario incluir para una convocatoria determinada.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/posgrado-pais-tu-pagas-el-40\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/2-1.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"2\" title=\"2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/febic-11.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"febic-11\" title=\"Febic-11\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Forgivable credits in which the District assumes 75% of the tuition value and the university the remaining 25%. Applies to students born in Cartagena and graduated from official schools in the city.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1571429980246-bfdb531c-725d\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571429980246-bfdb531c-725d\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">sufi credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2024\/05\/Sin-titulo-3.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2024\/05\/Sin-titulo-3.png?resize=640%2C140&#038;ssl=1\" width=\"640\" height=\"140\" alt=\"Sin-t\u00edtulo-3\" title=\"Sin-t\u00edtulo-3\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"https:\/\/wa.me\/57 3013332235\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #00c409;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #0b8c00;\"><i class=\"fab fa-whatsapp\" style=\"font-size: 14px;\"><\/i> WhatsApp<\/a><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"\/en\/emarrugo@bancolombia.com.co\/\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #e00000;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #bf0000;\"><i class=\"fas fa-envelope\" style=\"font-size: 14px;\"><\/i> Email<\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"https:\/\/bit.ly\/38Wq8a0\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #e00000;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #bf0000;\"><i class=\"fas fa-hand-holding-usd\" style=\"font-size: 14px;\"><\/i> simulate and request your credit<\/a><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div>Sufi brinda opciones de financiamiento para programas educativos de pregrado, posgrado, diplomados y cursos, dise\u00f1ados para adaptarse a tus necesidades. Los perfiles que atiende son independiente, profesional independiente, pensionado, empleado, rentista de capital, ten presente que esta oferta aplica para personas desde 18 a 74 a\u00f1os con ingresos de 1 SMMLV.<\/div>\n<div><\/div>\n<div><strong>Financiaci\u00f3n desde:<\/strong> $700.000 hasta 25 SMMLV<\/div>\n<div><\/div>\n<div><strong>Modalidades de financiaci\u00f3n:<\/strong><\/div>\n<div><strong>Corto plazo:<\/strong> 6 a 12 meses.<\/div>\n<div><strong>\u00danico desembolso:<\/strong> 24, 36, 48 cuotas<\/div>\n<div><strong>Largo plazo:<\/strong> 60, 72, 84<\/div>\n<div><\/div>\n<div><strong>Tasa de inter\u00e9s desde:<\/strong>1.76%<\/div>\n<p style=\"font-weight: 400;\"><strong>\u00a0<\/strong><\/p>\n<p style=\"font-weight: 400;\"><strong>Contact information:<\/strong><\/p>\n<p>Gustavo Castro<\/p>\n<p><strong>Contacto:<\/strong> 3004914065<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1571430178195-01cb8929-86cd\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571430178195-01cb8929-86cd\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Credit Ser Finance<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/3-07-1024x224.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/3-07.png?resize=640%2C140&#038;ssl=1\" width=\"640\" height=\"140\" alt=\"3-07\" title=\"3-07\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"\/en\/adalberto.ebratt@bancoserfinanza.com\/\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #e00000;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #bf0000;\"><i class=\"fas fa-envelope\" style=\"font-size: 14px;\"><\/i> Email<\/a><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li>From $500,000<\/li>\n<li>Terms up to 6 months<\/li>\n<\/ul>\n<p><strong>Rate and Fees\u00a0<\/strong><\/p>\n<ul>\n<li>Educational Credit (Renewals) 1,40% Nominal MV Up to 6 months<\/li>\n<li>Fixed Rate Educational Loan (New) 1,60% Nominal MV Up to 6 months Fixed Rate<\/li>\n<\/ul>\n<p><strong>Requirements<\/strong><br \/>\nThe student does not necessarily have to be the holder of the credit, but must be a co-signer of the obligation.<\/p>\n<p><strong>CONTACT:<\/strong> Yuley Morales &#8211; 3164098181- Oficina : Bocagrande CC.La Mansi\u00f3n.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1621526586125-8f8d06ed-ae1e\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1621526586125-8f8d06ed-ae1e\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Unicred Credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>It is a direct payment alternative with the university, designed for those students who cannot access traditional financing options.<br \/>\nThis type of Financing applies to undergraduate and graduate students, if you need to know the current conditions for this period, you should write to the email <strong><a style=\"color: #ff0000;\" href=\"mailto:unicred@unisinucartagena.edu.co\">unicred@unisinucartagena.edu.com<\/a><\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1571430412779-89bdc65d-fadc\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571430412779-89bdc65d-fadc\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Credit Cooperative Cooaceded<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09-1024x224.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"140\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=640%2C140&#038;ssl=1\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"9-09\" srcset=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?w=2204&amp;ssl=1 2204w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=300%2C66&amp;ssl=1 300w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=1024%2C224&amp;ssl=1 1024w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=768%2C168&amp;ssl=1 768w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=1536%2C337&amp;ssl=1 1536w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=2048%2C449&amp;ssl=1 2048w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=600%2C131&amp;ssl=1 600w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?w=1280&amp;ssl=1 1280w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?w=1920&amp;ssl=1 1920w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">The agreement with the Cooaceded cooperative is made, the request is made by means of a management check, it can be made for the 100% of the value of the registration. You must legalize your financial registration at the Registration office by presenting the following documentation at least two (2) days before the expiration date:<\/p>\n<ul>\n<li>Original payment order.<\/li>\n<li>Photocopy of the student&#039;s identity document<\/li>\n<li>Photocopy of the identity document of the joint and several debtor.<\/li>\n<li>Valid registration receipt<\/li>\n<li style=\"text-align: justify;\">Fill out and sign (student and joint and several debtor) in the presence of the official of the Enrollment office, the link application and the direct credit promissory notes. In case of not being able to attend, these forms can be delivered by a third party as long as they are duly completed, signed and authenticated with biometric recognition, both by the student and by their joint and several debtor.<\/li>\n<li>After 24 hours of delivery of the documentation, the student will be able to download from their Elysa platform the receipt for the balance to be paid and make the payment at the Banco de Occidente offices.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1748975900393-4aed7271-902f\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1748975900393-4aed7271-902f\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Cr\u00e9dito Brilla<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"543\" height=\"326\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?resize=543%2C326&#038;ssl=1\" class=\"vc_single_image-img attachment-large\" alt=\"\" title=\"brilla-color\" srcset=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?w=543&amp;ssl=1 543w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?resize=300%2C180&amp;ssl=1 300w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 543px) 100vw, 543px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>En convenio con Surtigas se ofrece esta modalidad de cr\u00e9dito no bancario para que los estudiantes puedan financiar su matr\u00edcula realizando pagos mensuales en el recibo del gas. El valor de aprobaci\u00f3n est\u00e1 sujeto al valor de matr\u00edcula y al cupo otorgado en el recibo del gas En temporadas de matr\u00edcula contamos con un asesor en la Universidad o en las oficinas de Cartagena direcci\u00f3n: Avenida Pedro de Heredia Cl. 31 N\u00b0 47-30.<\/p>\n<p>Requirements:<br \/>\n\u2022 Cedula del Suscriptor<br \/>\n\u2022 2 facturas del gas (La \u00faltima y la otra no mayor a 6 meses)<br \/>\n\u2022 Volante de Matricula<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 20px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 20px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"FINANCING ALTERNATIVES The University of Sin\u00fa Sectional Cartagena offers its students and parents the following financing alternatives for the legalization of their enrollment: CREDIT WITH FINANCIAL INSTITUTIONS: The university has an agreement with the following entities\u2026","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-41035","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages\/41035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/comments?post=41035"}],"version-history":[{"count":87,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages\/41035\/revisions"}],"predecessor-version":[{"id":65379,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages\/41035\/revisions\/65379"}],"wp:attachment":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/media?parent=41035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}