{"id":41035,"date":"2019-10-18T14:18:41","date_gmt":"2019-10-18T19:18:41","guid":{"rendered":"https:\/\/www.unisinucartagena.edu.co\/?page_id=41035"},"modified":"2025-10-14T11:22:52","modified_gmt":"2025-10-14T16:22:52","slug":"alternativas-de-financiacion","status":"publish","type":"page","link":"https:\/\/unisinucartagena.edu.co\/en\/alternativas-de-financiacion\/","title":{"rendered":"Financing Alternatives"},"content":{"rendered":"<div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><strong>FINANCING ALTERNATIVES<\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">The University of Sin\u00fa Sectional Cartagena offers its students and parents the following financing alternatives for the legalization of their enrollment:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: center;\"><strong>CREDIT WITH FINANCIAL INSTITUTIONS:<\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element  wpb_animate_when_almost_visible wpb_fadeInLeftBig fadeInLeftBig\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">The university has an agreement with the following financial entities, specialists in educational credit, which offer direct advice in our facilities during the enrollment period, facilitating and speeding up the loan application and disbursement process:<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_tta-container\" data-vc-action=\"collapse\"><div class=\"vc_general vc_tta vc_tta-tabs vc_tta-color-grey vc_tta-style-modern vc_tta-shape-rounded vc_tta-spacing-1 vc_tta-tabs-position-top vc_tta-controls-align-left\"><div class=\"vc_tta-tabs-container\"><ul class=\"vc_tta-tabs-list\"><li class=\"vc_tta-tab vc_active\" data-vc-tab><a href=\"#1571426796527-76a4de21-d77b\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Icetex Credit<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1571429980246-bfdb531c-725d\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">sufi credit<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1571430178195-01cb8929-86cd\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Credit Ser Finance<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1621526586125-8f8d06ed-ae1e\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Unicred Credit<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1571430412779-89bdc65d-fadc\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Credit Cooperative Cooaceded<\/span><\/a><\/li><li class=\"vc_tta-tab\" data-vc-tab><a href=\"#1748975900393-4aed7271-902f\" data-vc-tabs data-vc-container=\".vc_tta\"><span class=\"vc_tta-title-text\">Brilla Credit<\/span><\/a><\/li><\/ul><\/div><div class=\"vc_tta-panels-container\"><div class=\"vc_tta-panels\"><div class=\"vc_tta-panel vc_active\" id=\"1571426796527-76a4de21-d77b\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571426796527-76a4de21-d77b\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Icetex Credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/10-10-1024x224.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/10-10.png?resize=640%2C140&#038;ssl=1\" width=\"640\" height=\"140\" alt=\"10-10\" title=\"10-10\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">Students or applicants can pay their tuition through the different lines of credit managed by ICETEX. Among these we have traditional credit lines YOU CHOOSE, special credit lines, FUNDS and Alliances.<br \/>\nRemember that to make the request NO INTERMEDIARIES ARE REQUIRED, if you have doubts, consult the credit office of the university auxcreditoicetex@unisinucartagena.edu.co<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Short Term Line of Credit<\/strong><\/p>\n<ul>\n<li>. Finance the 100% of your Professional, Technological and University Technicians enrollment.<\/li>\n<li>You pay the 100% credit while you study<\/li>\n<li>For all strata, it does not require Sisb\u00e9n.<\/li>\n<li>For students entering the first or second semester, a minimum score of 230 points is required on the Saber tests; for students in the third semester and beyond, a minimum average of 3.4 is required.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu-pagas-el-100\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/123-11.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"123-11\" title=\"123-11\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Medium-Term Line<\/strong><\/p>\n<ul>\n<li>Finance the 100% of your Professional, Technological and University Technicians enrollment.<\/li>\n<li>You pay 40% of the financed value while you study.<\/li>\n<li>For all strata, it does not require Sisb\u00e9n.<\/li>\n<li>For students entering the first or second semester, a minimum score of 230 points is required on the Saber tests; for students in the third semester and beyond, a minimum average of 3.4 is required.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong>\u00a0<a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu- pagas-el-60\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/Sin-titulo-1.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"Sin-t\u00edtulo-1\" title=\"Untitled-1\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><strong>Medium Term Line of Credit<\/strong><\/p>\n<ul>\n<li>Finance the 100% of your Professional, Technological and University Technicians enrollment.<\/li>\n<li>You pay the 30% of the amount financed while you study.<\/li>\n<li>For all strata, it does not require Sisb\u00e9n.<\/li>\n<li>For students entering the first or second semester, a minimum score of 230 points is required on the Saber tests; for students in the third semester and beyond, a minimum average of 3.4 is required.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu-pagas-el-30\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/30-11.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"30-11\" title=\"30-11\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b>Postgraduate studies in medicine in the country\u00a0<\/b><\/p>\n<ul>\n<li>Being Colombian.<\/li>\n<li>Be admitted to a program that has official recognition from the Ministry of National Education. This applies to doctoral, master&#039;s, or specialization programs in Medicine.<\/li>\n<li>If you have had or currently have a loan with ICETEX, you must have paid at least 50% of the debt, be up to date with payments, and continue to amortize the obligation according to the established payment plan.<\/li>\n<li>Have some guarantee instrument (of those defined by ICETEX) that backs the educational loan.<\/li>\n<li>Not to have more than two current credit obligations registered in their name with ICETEX, regardless of the capacity in which they act (beneficiary or joint debtor). The applicant, their joint debtor and\/or representative are not on any of the control lists used by ICETEX.<\/li>\n<li>Comply with the criteria that are part of the current award methodology in the Entity.<\/li>\n<li>The applicant or their co-debtor (if applicable) must not be on any of the control lists used by ICETEX.<\/li>\n<li>Meet the specific requirements and conditions corresponding to the line of credit you are applying for.<\/li>\n<li>Any others that the Credit Committee deems necessary to include for a given call for proposals.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/tu-pagas-el-20-medicina\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/1.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"1\" title=\"1\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-8\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p><b>Postgraduate studies in the country\u00a0<\/b><\/p>\n<ul>\n<li>Being Colombian.<\/li>\n<li>Be admitted to a program that has official recognition from the Ministry of National Education. This applies to doctoral, master&#039;s, or specialization programs.<\/li>\n<li>If you have had or currently have a loan with ICETEX, you must have paid at least 50% of the debt, be up to date with payments, and continue to amortize the obligation according to the established payment plan.<\/li>\n<li>Have some guarantee instrument (of those defined by ICETEX) that backs the educational loan.<\/li>\n<li>Not to have more than two current credit obligations registered in their name with ICETEX, regardless of the capacity in which they act (beneficiary or joint debtor). The applicant, their joint debtor and\/or representative are not on any of the control lists used by ICETEX.<\/li>\n<li>Comply with the criteria that are part of the current award methodology in the Entity.<\/li>\n<li>The applicant or their co-debtor (if applicable) must not be on any of the control lists used by ICETEX.<\/li>\n<li>Meet the specific requirements and conditions corresponding to the line of credit you are applying for.<\/li>\n<li>Any others that the Credit Committee deems necessary to include for a given call for proposals.<\/li>\n<li>Learn more about credit and request it<span style=\"font-size: 14pt; color: #ff0000;\"><strong> <a style=\"color: #ff0000;\" href=\"https:\/\/web.icetex.gov.co\/es\/-\/posgrado-pais-tu-pagas-el-40\">here\u00a0<\/a><\/strong><\/span><\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/2-1.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"2\" title=\"2\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-3\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/febic-11.png?resize=200%2C200&#038;ssl=1\" width=\"200\" height=\"200\" alt=\"febic-11\" title=\"Febic-11\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-9\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div>\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>Forgivable credits in which the District assumes 75% of the tuition value and the university the remaining 25%. Applies to students born in Cartagena and graduated from official schools in the city.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><div class=\"vc_separator wpb_content_element vc_separator_align_center vc_sep_width_100 vc_sep_pos_align_center vc_separator_no_text vc_sep_color_grey\" ><span class=\"vc_sep_holder vc_sep_holder_l\"><span  class=\"vc_sep_line\"><\/span><\/span><span class=\"vc_sep_holder vc_sep_holder_r\"><span  class=\"vc_sep_line\"><\/span><\/span>\n<\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1571429980246-bfdb531c-725d\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571429980246-bfdb531c-725d\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">sufi credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2024\/05\/Sin-titulo-3.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2024\/05\/Sin-titulo-3.png?resize=640%2C140&#038;ssl=1\" width=\"640\" height=\"140\" alt=\"Sin-t\u00edtulo-3\" title=\"Untitled-3\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"https:\/\/wa.me\/57 3013332235\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #00c409;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #0b8c00;\"><i class=\"fab fa-whatsapp\" style=\"font-size: 14px;\"><\/i> WhatsApp<\/a><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"\/en\/emarrugo@bancolombia.com.co\/\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #e00000;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #bf0000;\"><i class=\"fas fa-envelope\" style=\"font-size: 14px;\"><\/i> Email<\/a><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-4\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"https:\/\/bit.ly\/38Wq8a0\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #e00000;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #bf0000;\"><i class=\"fas fa-hand-holding-usd\" style=\"font-size: 14px;\"><\/i> simulate and request your credit<\/a><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<div>Sufi offers financing options for undergraduate, graduate, diploma, and course programs designed to meet your needs. They cater to self-employed individuals, independent professionals, retirees, employees, and those living off investments. Please note that this offer applies to people aged 18 to 74 with an income of one minimum monthly wage (SMMLV).<\/div>\n<div><\/div>\n<div><strong>Financing from:<\/strong> $700,000 up to 25 SMMLV<\/div>\n<div><\/div>\n<div><strong>Financing options:<\/strong><\/div>\n<div><strong>Short term:<\/strong> 6 to 12 months.<\/div>\n<div><strong>One-time payment:<\/strong> 24, 36, 48 installments<\/div>\n<div><strong>Long term:<\/strong> 60, 72, 84<\/div>\n<div><\/div>\n<div><strong>Interest rate from:<\/strong>1.76%<\/div>\n<p style=\"font-weight: 400;\"><strong>\u00a0<\/strong><\/p>\n<p style=\"font-weight: 400;\"><strong>Contact information:<\/strong><\/p>\n<p>Gustavo Castro<\/p>\n<p><strong>Contact:<\/strong> 3004914065<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1571430178195-01cb8929-86cd\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571430178195-01cb8929-86cd\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Credit Ser Finance<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/3-07-1024x224.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" class=\"vc_single_image-img\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/3-07.png?resize=640%2C140&#038;ssl=1\" width=\"640\" height=\"140\" alt=\"3-07\" title=\"3-07\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n<\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"thim-widget-button\"><a class=\"widget-button tiny-rounded no-border large custom_style\" href=\"\/en\/adalberto.ebratt@bancoserfinanza.com\/\" target=\"_blank\" style=\"font-size: 14px;font-weight: 700;background-color: #e00000;\" data-hover=\"font-size: 14px;font-weight: 700;color: #ffffff;background-color: #bf0000;\"><i class=\"fas fa-envelope\" style=\"font-size: 14px;\"><\/i> Email<\/a><\/div><div class=\"vc_empty_space\"   style=\"height: 32px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><div class=\"wpb_column vc_column_container vc_col-sm-6\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<ul>\n<li>From $500,000<\/li>\n<li>Terms up to 6 months<\/li>\n<\/ul>\n<p><strong>Rate and Fees\u00a0<\/strong><\/p>\n<ul>\n<li>Educational Credit (Renewals) 1,40% Nominal MV Up to 6 months<\/li>\n<li>Fixed Rate Educational Loan (New) 1,60% Nominal MV Up to 6 months Fixed Rate<\/li>\n<\/ul>\n<p><strong>Requirements<\/strong><br \/>\nThe student does not necessarily have to be the holder of the credit, but must be a co-signer of the obligation.<\/p>\n<p><strong>CONTACT:<\/strong> Yuley Morales \u2013 3164098181- Office: Bocagrande CC.La Mansi\u00f3n.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1621526586125-8f8d06ed-ae1e\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1621526586125-8f8d06ed-ae1e\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Unicred Credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>It is a direct payment alternative with the university, designed for those students who cannot access traditional financing options.<br \/>\nThis type of Financing applies to undergraduate and graduate students, if you need to know the current conditions for this period, you should write to the email <strong><a style=\"color: #ff0000;\" href=\"mailto:unicred@unisinucartagena.edu.co\">unicred@unisinucartagena.edu.com<\/a><\/strong><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1571430412779-89bdc65d-fadc\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1571430412779-89bdc65d-fadc\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Credit Cooperative Cooaceded<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\"><div class=\"vc_row wpb_row vc_inner vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<a href=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09-1024x224.png?ssl=1\" target=\"_blank\" class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"140\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=640%2C140&#038;ssl=1\" class=\"vc_single_image-img attachment-full\" alt=\"\" title=\"9-09\" srcset=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?w=2204&amp;ssl=1 2204w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=300%2C66&amp;ssl=1 300w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=1024%2C224&amp;ssl=1 1024w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=768%2C168&amp;ssl=1 768w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=1536%2C337&amp;ssl=1 1536w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=2048%2C449&amp;ssl=1 2048w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?resize=600%2C131&amp;ssl=1 600w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?w=1280&amp;ssl=1 1280w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2020\/07\/9-09.png?w=1920&amp;ssl=1 1920w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/a>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p style=\"text-align: justify;\">The agreement with the Cooaceded cooperative is made, the request is made by means of a management check, it can be made for the 100% of the value of the registration. You must legalize your financial registration at the Registration office by presenting the following documentation at least two (2) days before the expiration date:<\/p>\n<ul>\n<li>Original payment order.<\/li>\n<li>Photocopy of the student&#039;s identity document<\/li>\n<li>Photocopy of the identity document of the joint and several debtor.<\/li>\n<li>Valid registration receipt<\/li>\n<li style=\"text-align: justify;\">Fill out and sign (student and joint and several debtor) in the presence of the official of the Enrollment office, the link application and the direct credit promissory notes. In case of not being able to attend, these forms can be delivered by a third party as long as they are duly completed, signed and authenticated with biometric recognition, both by the student and by their joint and several debtor.<\/li>\n<li>After 24 hours of delivery of the documentation, the student will be able to download from their Elysa platform the receipt for the balance to be paid and make the payment at the Banco de Occidente offices.<\/li>\n<\/ul>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_tta-panel\" id=\"1748975900393-4aed7271-902f\" data-vc-content=\".vc_tta-panel-body\"><div class=\"vc_tta-panel-heading\"><h4 class=\"vc_tta-panel-title\"><a href=\"#1748975900393-4aed7271-902f\" data-vc-accordion data-vc-container=\".vc_tta-container\"><span class=\"vc_tta-title-text\">Brilla Credit<\/span><\/a><\/h4><\/div><div class=\"vc_tta-panel-body\">\n\t<div  class=\"wpb_single_image wpb_content_element vc_align_center\">\n\t\t\n\t\t<figure class=\"wpb_wrapper vc_figure\">\n\t\t\t<div class=\"vc_single_image-wrapper   vc_box_border_grey\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" width=\"543\" height=\"326\" src=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?resize=543%2C326&#038;ssl=1\" class=\"vc_single_image-img attachment-large\" alt=\"\" title=\"glow-in-the-dark\" srcset=\"https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?w=543&amp;ssl=1 543w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?resize=300%2C180&amp;ssl=1 300w, https:\/\/i0.wp.com\/unisinucartagena.edu.co\/wp-content\/uploads\/2025\/06\/brilla-color.jpg?resize=18%2C12&amp;ssl=1 18w\" sizes=\"(max-width: 543px) 100vw, 543px\" \/><\/div>\n\t\t<\/figure>\n\t<\/div>\n\n\t<div class=\"wpb_text_column wpb_content_element\" >\n\t\t<div class=\"wpb_wrapper\">\n\t\t\t<p>In partnership with Surtigas, we offer this non-bank loan option so students can finance their tuition by making monthly payments through their gas bill. The loan amount is subject to the tuition fee and the available credit on the gas bill. During registration periods, we have an advisor available at the University or at our Cartagena offices located at Avenida Pedro de Heredia Cl. 31 N\u00b0 47-30.<\/p>\n<p>Requirements:<br \/>\n\u2022 Subscriber ID<br \/>\n\u2022 2 gas bills (The most recent one and the other no older than 6 months)<br \/>\n\u2022 Registration Form<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"vc_row wpb_row vc_row-fluid\"><div class=\"wpb_column vc_column_container vc_col-sm-12\"><div class=\"vc_column-inner\"><div class=\"wpb_wrapper\"><div class=\"vc_empty_space\"   style=\"height: 20px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><div class=\"vc_empty_space\"   style=\"height: 20px\"><span class=\"vc_empty_space_inner\"><\/span><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"FINANCING ALTERNATIVES The University of Sin\u00fa Sectional Cartagena offers its students and parents the following financing alternatives for the legalization of their enrollment: CREDIT WITH FINANCIAL INSTITUTIONS: The university has an agreement with the following entities\u2026","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-41035","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages\/41035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/comments?post=41035"}],"version-history":[{"count":87,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages\/41035\/revisions"}],"predecessor-version":[{"id":65379,"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/pages\/41035\/revisions\/65379"}],"wp:attachment":[{"href":"https:\/\/unisinucartagena.edu.co\/en\/wp-json\/wp\/v2\/media?parent=41035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}